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Hotshot vs semi truck cost per mile

By Gustavo · Updated October 2026

"Hotshots are cheaper to run" is true, and it's also the wrong comparison on its own. Cost per mile matters only next to revenue per mile. This page puts the semi benchmark next to an EXAMPLE hotshot, explains each line and shows what the gap means for the rates you need.

ATRI avg233.6Hotshot EXAMPLE115

ATRI's 2025 data put the average cost of operating a truck at $2.336 per mile; our EXAMPLE one-truck hotshot runs about $1.15 per mile with no separate driver wage.

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TruckQuick. "Hotshot vs semi truck cost per mile." https://truckquick.com/guides/hotshot-vs-semi-truck-cost-per-mile
<figure><blockquote>ATRI's 2025 data put the average cost of operating a truck at $2.336 per mile; our EXAMPLE one-truck hotshot runs about $1.15 per mile with no separate driver wage.</blockquote><figcaption>Source: <a href="https://truckquick.com/guides/hotshot-vs-semi-truck-cost-per-mile">TruckQuick, Hotshot vs semi truck cost per mile</a></figcaption></figure>

Method

  • Semi benchmark: ATRI's annual operational cost study, 2025 data published in 2026. It covers carriers of many sizes, mostly running tractor-trailers, and includes driver wages and benefits.
  • Hotshot: no organization publishes a hotshot cost average. We use an EXAMPLE built from round numbers, clearly labeled, and give you a sheet to build your own.

SOURCE: Benchmark: ATRI, An Analysis of the Operational Costs of Trucking, 2025 data (published 2026). Checked Oct 2026.

Side by side

Cost per mile: ATRI 2025 benchmark vs EXAMPLE hotshot (EXAMPLE is illustration, not data)
Cost lineATRI 2025 averageEXAMPLE hotshot
Fuel$0.482$0.35
Insurance$0.106$0.16
Truck and trailer paymentsIncluded in total$0.25
Repairs, maintenance, tiresIncluded in total$0.17
Driver wages and benefitsIncluded in total$0.00 (owner drives)
Fees, permits, tolls, otherIncluded in total$0.22
Total$2.336about $1.15

The EXAMPLE hotshot uses the same month as our hotshot income reports page: 8,700 total miles and $9,970 in costs.

Download the comparison sheet (CSV) and fill in your own monthly costs and miles.

Reading the EXAMPLE hotshot lines

Fuel at 35 cents a mile reflects a pickup-based rig at about 11 mpg with diesel near $3.85. Insurance at 16 cents shows a new authority spreading a sizable premium over 8,700 miles. Payments of 25 cents cover a financed truck and trailer. Repairs, maintenance and tires at 17 cents is a realistic reserve for a truck past its factory coverage. The 22 cents of fees and other costs includes a dispatch fee; without one, the owner would spend those hours on load boards instead.

Why the gap exists

  • No separate driver wage. ATRI's total includes driver pay; an owner-operator's pay comes out of profit instead.
  • Fuel. A pickup hotshot burns far fewer gallons per mile than a loaded tractor-trailer.
  • Equipment cost. A one-ton and a gooseneck cost a fraction of a new tractor and trailer.
  • Tires and parts. Smaller and cheaper, though they wear fast under heavy goosenecks.
  • Insurance can run the other way, especially for new authorities with few miles.

Cost per mile vs cost per pound

Cost per mile flatters the hotshot. Cost per pound hauled flatters the semi. Take the two figures above and a 500-mile trip: the ATRI average works out to about $1,168 for the trip, and the EXAMPLE hotshot about $575. If the semi carries 40,000 lb and the hotshot 12,000 lb, the semi's cost is about 2.9 cents per pound and the hotshot's about 4.8 cents. That's why heavy, full loads usually go on semis and why hotshots win on partials, urgent loads and freight that doesn't need a 53 ft trailer.

Fixed and variable costs

Fixed costs, like truck payments and insurance, stay the same whether the truck runs or not. Variable costs, like fuel, tires and repairs, rise with miles. A semi carries a much bigger fixed-cost load, so it needs more miles to spread it thin. A hotshot's lower fixed costs make it more forgiving in a slow week, which is one reason many owners start with one. Either way, fewer miles means higher cost per mile, because the fixed part is spread over less.

Building your own comparison

  1. Pull a month of real costs from your statements and fuel card.
  2. Split them into the lines on the sheet.
  3. Divide each by total miles, loaded and empty.
  4. Compare the total with the rates you actually get on your lanes.
  5. If you're considering a semi, build the same sheet from real quotes for that setup.

What it means for rates

A semi needs a high rate per mile partly because it costs more to run; it earns it by hauling 40,000 lb or more. A hotshot can work at a lower rate per mile because its costs are lower, but it hauls far less, often partials. The question for a hotshot owner isn't "am I cheaper than a semi?" but "does my rate beat my cost per mile by enough, with empty miles counted?" Compare current rate ranges in average hot shot rate per mile, and run your own floor with the trucking cost per mile calculator.

Repair risk belongs in cost per mile

A repair fund or plan is part of running cost. Without it, one engine or transmission failure turns a good cost per mile into a bad year. A breakdown protection plan turns a surprise repair bill into a fixed weekly cost for eligible class 3 to 8 trucks, usually under 15 model years and 1 million miles. It isn't insurance. More in hotshot truck warranty.

Empty miles hit both the same way

Whatever the rig, empty miles cost the full cost per mile and pay nothing. A hotshot with a low cost per mile still loses money on a load that needs 250 empty miles to reach. That's why reload planning matters as much as the truck you choose: cutting deadhead lowers the effective cost of every paid mile, for a hotshot or a semi. Run trips through the rate per mile calculator to see the all-in rate.

When a semi makes more sense

If the freight near you is mostly full truckloads, if you want to haul 40,000 lb loads, or if you plan to hire drivers and grow a fleet, a semi setup may fit better despite the higher cost per mile. If the freight is partials, equipment and urgent runs, or you want lower startup costs, a hotshot often fits better. Setup choices are in hotshot setup and best truck for hotshot, and broader data in hotshot trucking statistics.

Dispatch for either rig

We dispatch hotshots and semis to the same standard, starting from your truck's numbers. With hotshot dispatch, you approve every load, and the broker sends the rate confirmation straight to you.

Questions people ask

Q01Is a hotshot cheaper to run than a semi?

Usually per mile, yes: lower purchase price, better fuel economy and smaller tires and parts. But a semi carries far more freight per trip, so cost per pound hauled is often lower for the semi.

Q02What is the average semi truck cost per mile?

ATRI's 2025 data put the average marginal cost of operating a truck at $2.336 per mile, including fuel at $0.482 and insurance at $0.106. These are fleet averages that include driver wages and benefits.

Q03What does a hotshot cost per mile?

There's no published average. Your own number comes from your fuel, payments, insurance, repairs and miles. Our EXAMPLE breakdown shows how the lines add up; use the free sheet for your own.

Q04Do hotshots pay more for insurance per mile?

Often, for new authorities with few miles to spread the premium over. A seasoned semi fleet's insurance cost per mile can be lower than a new hotshot's even though the semi is bigger.

Q05Why does ATRI's number include driver wages?

ATRI surveys carriers, many of which employ drivers, so wages and benefits are part of their operating cost. An owner-operator who drives their own truck takes pay from profit instead, which is why their cost per mile looks lower.

Q06Which makes more money, a hotshot or a semi?

It depends on rates, miles, lanes and costs. A semi grosses more per load; a hotshot costs less to buy and run. Compare net per month with realistic numbers for your region.